Thursday, April 16, 2009

fav tips for saving money

OK, so I thought I might share because I like to share...

1. Best tip: don't go to Target! Seriously! How many of you have gone to get a pack of diapers...that's it...and walked out with $100 of stuff...because it's cute or on sale or I might need it...Target is bad for my wallet. Luckily, it's a 10 minute drive for me now, so I don't go that often. Or if I do, I take my mom and her wallet. Not kidding. LOVE you, Mom!!! :-)) ***Some of you might insert Costco for Target...luckily I just got a card, so that place is not one of my downfalls...yet!

2. Take any and all hand me downs...I love them! My kids have tons of hand me downs. Most are pretty cute, too. I got lucky...friends/relatives with good taste. But the best thing is, then if you spend money on your kids, it doesn't feel so bad because you're not having to buy as much. :-) Kendall has the cutest shoe collection...only 2 pairs were purchased for her specifically! I love passing along, too...see me if you need any 2T's boys or baby girl 9 months.

3. Ebay is your friend. I buy a lot of my kids clothing on ebay. I tend to get only gymboree, baby gap, janie and jack...the nicer brands that hold up well. Most of them look brand new, some still have the tags attached, at a fraction of the cost. I've gotten a few things for me, too, but let's face it, it's so much more fun shopping for my kids. (Though I'd love a mall gift cert for my birthday b/c I do need clothes! hint hint...and not the Merced mall, either...) And selling on ebay is super easy and a nice way to build up money in your paypal account so it feels like "free money"...

4. Whenever you need to buy something, do a search online for sales or coupons. sites I start with are bizrate.com and couponcabin.com. I get almost everything discounted or free shipping. It takes only a few minutes, too.

5. Make a meal plan for weekly dinners and stick to it! I'm not the best at this, but I am trying. This way food does not go to waste. Crock pot meals are usually cheap and easy!

6. Make no spend days. Just don't go out anywhere you need to spend money. I haven't spent money in a few days...

7. Visit the library. I save a ton on books that way! Learn how to search for books online at your library's online catalog. Put them on hold, and then go check them out when they are ready. This is the only way I get to the library with 3 kids. :-) Storytime sometimes... Your library might also have DVD's and CD's!

8. Redbox for movie rentals. Most grocery stores have a redbox now. $1 a movie/per night. AND sign up at redbox online and get FREE coupon codes...free movies!!!

9. Sign up at mypoints.com and get points for clicking on websites (that's all) and spend the points on gift certificates....I've redeemed 2 restaurant certificates!

10. Remember what's important to you...is it things or people? Does it really matter if you have the newest car out there? Will it make you happy? I'd say no. How many times have we bought something because we think it'll make us feel better? Maybe it does, for a few minutes...but not in the long run. We don't have a lot of things, and yes, sometimes, I wish for a new TV or a newer car, but I also appreciate not having to pay for it. Or be in debt for it. Just my two cents...
Anyway, just wanted to share....have any tips for me????

And can't post without pictures!!!! Aunt Jenny & Spencer playing!

Love having girl toys around...Kendall's first tea set, birthday gift from the Fergusons!My Kendall girl...getting so big....Playing a FUN game...Cranium Hullabaloo (I think it's called)....Picture of the day...

1 comment:

Heather Clemmensen said...

Those are some great tips. I like the no spending money day. I've never thought of that.